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Can I use my own insurance instead of workers' comp in California?

Submitted by halenapill » Mon 30-Sep-2024, 22:41

Subject Area: Quality

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No, you should not use your insurance instead of workers compensation claims in California. If you have sustained an injury while at work, only workers’ compensation should be used to pay for medical treatment. By using your health insurance, you are essentially lying by saying that the injury was not work-related.
Workers' Comp is specifically designed for work-related injuries and provides comprehensive coverage for medical expenses, lost wages, and disability benefits. Personal insurance might not cover work injuries or may have limitations that impact your benefits.


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